H&r block loans emerald advance 2018

Severe penalties may be imposed for contributions and distributions not made in accordance with IRS rules. I am not a stupid person and I absolutely know I never would be putting a tax refund into a gift card.

Even their employee that fixed the mistake said she could not believe they would not fix the problem and stand behind their work. I explain my circumstances including that I did not choose gift cards, I chose the Emerald card and a mistake was made. I was told I would get a better return with them. Total lack of professionalism and personal appearance--WORSE YET she put my returns into the packet not telling me. I knew it was going to be low. Next year I had bought a house moving money from an IRA which boosted my income status. They still had no apology and continued to act like it wasn’t their fault. Bought the program and my investment company is not listed. The peace of mind is a joke. No minimum balance is required to obtain the stated APY. Unapproved checks will not be funded to your card or account. Your wireless carrier may charge a fee for data usage. She said her boss told her. is licensed as a Money Transmitter by the New York State Department of Financial Services. Online, I have normally been given a bit a significant return and the whole process has been painless. I was shocked to discover that they had no routing or checking no. If you close your account prior to the crediting of interest, you will not receive the accrued interest. I am deeply dissatisfied and would never recommend them to anyone. I have no car due to hurricane Harvey and do not know when I will be able to get the form. Save yourself any anxiety and headaches, just don't, go elsewhere. After waiting a week and a half, called to see what was going on, was told they put my taxes on the "back burner", and it would take longer. The biggest mistake of my life! The tax preparer had my refunded mailed in a check form instead of deposited in my bank account after giving her the information. At last, I took CA help to make the things work. She kept babbling on with her co worker. Money loan promissory note. So, now I am waiting on Amazon to make a decision if I qualify for the extremely rare occurrence to cash out the gift cards. My family is not safe where we are, but a shelter is not much better and we would lose our dogs in a very cruel way. I'm checking to see if I can take these bozos to small claims court. Never again! Now I'm late. I was required to PURCHASE their "Expert Review" service in order to correct the problem. I prefer to know what I am getting before paying for it. Emerald Card Retail Reload Providers may charge a convenience fee. It would not accept the format for Quantity of Shares due to the number of decimal places on the original form. They say basically, too bad, you did it and there was no mistake. The Check-to-Card service is provided by Sunrise Banks, N.A. Additional fees, terms and conditions apply; consult your Cardholder Agreement for details. Tax returns may be e-filed without applying for this loan. I will no longer buy H&R Block Tax Cut. I’m done just from this experience alone. Not only that, instead of putting my home address she puts my job address. I went in with all my information including a print out of what I did on TurboTax so far. Check cashing not available in NJ, NY, RI, VT and WY. they didn't give me the option for my refund to be direct deposited into my account. I hope that I get a check for my refund. I hope in the future this can prevent someone from getting robbed like I did. This same agent called when filing was done and didn't have the guts nor the professionalism to tell me what I really owed. Karen ** was unprofessional and I do not trust that she even filed my taxes correctly. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. When I went inside the building and asked for assistance, Karen ** reluctantly offered to help me since she had a no show. H&r block loans emerald advance 2018. Fees apply for approved Money in Minutes transactions funded to your card or account.

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. They never filed my taxes. Fees for other optional products or product features may apply. H&R Block Emerald Prepaid Mastercard issued by BofI Federal Bank pursuant to a license by Mastercard International Incorporated. They guys didn't help me out and continuously make me believe that they will help me out. Filers are not up to date with current tax credits given to customers and do not provide correct information. They spelled it the Spanish version of Nicolas so now on forms I have to put this one instead of the correct spelling of my name. See Cardholder Agreement for details. The Amazon rep even said he had never seen this done before. RT is a bank deposit, not a loan, and is limited to the size of your refund less applicable fees. About a week later I received a phone call saying they wasn’t gonna cover it because I should have checked to make sure it was all entered in there which is crazy. I complained to their customer service, but all I got was the reply that I had to print it and mail it in. Year-round access may require Emerald Savings secured. Both cardholders will have equal access to and ownership of all funds added to the card account. You hand the front girl your documents and she creates your packet.

Emerald Prepaid Mastercard® | HR …

. Transferring funds from another bank account to your Emerald Card may not be available to all cardholders and other terms and conditions apply. If approved, funds will be loaded on a prepaid card and the loan amount will be deducted from your tax refund, reducing the amount that is paid directly to you. Not offered in Puerto Rico. Every year I do a detailed spreadsheet with my medical claims and attach receipts. There are limits on the total amount you can transfer and how often you can request transfers. But there is no hope for the little people.

Emerald Prepaid Mastercard® | H&R Block®

. The next clue was after I had a call to make an appointment to pick up my taxes. Why pay for someone to get it so wrong. This review was only available because I had paid for the highest cost "Protection" level software. Then I started to get mad because of the stupidity shown, so the agent called her supervisor who didn't once look at me, just told the agent to copy my receipts but not once told me what they were doing. So I picked up the envelope that I had given them to do my taxes and showed them the receipts I had admitted with the spreadsheet. If you request cash back when making a purchase in a store, you may be charged a fee by the merchant processing the transaction. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Once activated, you can view your card balance on the login screen with a tap of your finger. Did not stand behind max refund guarantee. When I checked IRS website, I did meet requirements for credit. Minimum monthly payments apply.

HR Block Prepaid Debit Card & …

. When I got to office it was double that and she acted like it was no BIG deal. This doubling of data was not displayed anywhere and no notices were produced. Any preparer who is paying attention should have immediately noticed that the form was for the wrong year, and she should have asked if we really meant to submit that document. They have done her taxes for the last two years wrong. Interest accrues daily and is credited monthly. Customer Service was not able to find the cause of the error or correct it. They were not cheap to get them done anyway. Otherwise I would never have been able to find the error in the software's calculations. Line of credit subject to credit and underwriting approval. I still receive no information and do not even want to go through with my taxes anymore. Then I went back to waiting and waiting and waiting.Finally, even more nervous, I called H&R Block today to find out if everything was fine. For more information about reviews on ConsumerAffairs.com please visit our FAQ. Available at participating offices. I called that morning since the email was sent during the night and asked what address was on file and were they sure it was sent there instead of my job address. See hrblock.com/refundadvance for details. I had given it to the first person. If anyone out there has a suggestion on how I might get my refund money, please let me know. I could've paid someone cheaper to file them and taken the guesswork out. The day I went in to file my taxes the worker NEVER mentioned "peace of mind" So a few weeks later I hadn't received my state return because I was missing documents. That’s sneaky, and from now on I am sticking with discs for my purchase. You can e-file your return and get your refund without an RT, a loan or extra fees. RT is a tax refund-related deposit product. I say, there had to have been a mistake, there is NO WAY I would choose this option. This is wrong and hope someone will be held responsible for misleading someone. Then I called H&R Block customer care and asked them to help out with income tax notice. H&R Block Emerald Advance line of credit and H&R Block Emerald Savings offered through BofI Federal Bank, Member FDIC. When questions came up, the tax preparer consistently contacted my husband and not me, and he did not have all the tax information readily available and had to tell them to reach out to me, which they did. "Probably not" from the wonderful and supportive man named Kyle who tried very hard to help me.H&R Block absolutely did not care. I will then have to pick an option to receive my check and wait it out. H&R Block has agreed to refund my cost of the Expert Review due to the software error. The Rapid Reload logo is a trademark owned by Wal-Mart Stores. One disappears into the ether, poof! Now this is indeed news to me since I DID NOT choose to put my refund into Amazon gift cards which you can only use on Amazon. Never again will I go into it recommend H&R. So while I am waiting, I go to delete my emails and while flipping through deleting emails I see one titled with Amazon and H&R Block. You will still be required to login to further manage your account. Not available at all locations and to all applicants. Conditions and exceptions – see your Cardholder Agreement for details about reporting lost or stolen cards and liability for unauthorized transactions. We are very disappointed in how they handle their customers and our important, time sensitive information. My husband and I filed our taxes jointly, and he was listed as primary tax holder. I know it was correct, because I had ordered the IRS transcript of my previous two years taxes and had it on the same screen on my computer. This might be a scam, I don't know. I corrected the number as required. But, they refuse to refund the associated sales-tax. I had to sort out my receipts again because it was such a mess. I call again, they say wait some more.Now I'm getting nervous because I am in an unsafe situation in my living environment with children and this refund is my way out. I was better off speaking to an automatic messager! I will never in my life file my taxes with this company or even get an Emerald Card. Any Retail Reload Fee is an independent fee assessed by the individual retailer only and is not assessed by H&R Block or BofI Federal Bank. They never even apologize for a mistake that was made on their end and had an attitude the entire time including the supervisor. You should enable the security features on your mobile device, because anyone who has access to it will be able to view your account balance. My daughter's birthday is in two weeks which is also not cool.Dealing with the customer reps I have to say was the worst part. I was not told any prices. For a full schedule of Emerald Card fees, see your Cardholder Agreement. First visit was ok as it was a typical filing and my agent stamped and mailed my returns setting a precedent. Then I was told to call the IRS to verify if things were kosher on their end. H&r block loans emerald advance 2018. Products offered at participating offices. This experience has been a disaster. I don’t know who's worse the fraud people or my bank. Fees may reduce earnings on the account. I was charged with late interest fees from the IRS and state tax agency on top of the balance due, since it was way past the filing date. We did that back and forth, no help, no empathy, no options, just you are stuck and I swear, I can almost hear the smirking. She stated I didn't qualify for the school credit. Now she has to pay a lot of money for their ** that she does not have. Instead, she completed the return with the wrong form. ATM fees noted in your Cardholder Agreement still apply.. Of course I will never use them again